BUSINESS FINANCING

AVAILABLE IN ALL 50 STATES  -  NATIONWIDE & INTERNATIONALLY

STOCK LOAN       STOCK LOAN FAQ        STOCK LOAN PROCESS

BUSINESS FINANCINGFlorida Mortgage Corporation offers a business financing stock loan that allows you to borrow up to 80% of your Stock portfolio value at unbelievable FIXED interest rates from 3%.  Purchasing a business, working capital, business expansion, building purchase, home, land, refinance, etc.  The business financing loans are non-recourse, and you can use the cash for any purpose.  Today’s tightening credit markets, Securities Based Lending offers a funding option that is well worth exploring.   FREE Custom Quote - NO obligation.

NO Credit Report   *   NO Income Verification   *   NO Employment Verification

If you OWN any securities such as stocks, bonds, mutual funds that are "publicly traded", you may be eligible for a Stock Loan. U.S. or Foreign Stock Exchanges.

AVAILABLE IN ALL 50 STATES  -  NATIONWIDE & INTERNATIONALLY

In a volatile market like we are all experiencing today; a business financing stock loan offers you, the borrower, the flexibility of letting your stock/mutual fund portfolio work for you. The borrower gets to benefit in the event of a market downturn, yet still keep upside potentialBUSINESS FINANCING should the price per share increase during the term of the business financing stock loan. If the price of the stock significantly decreases, you can walk away from the loan, and if the stock increases, you can pay off the loan and keep the upside.

NO credit report is required, and NO income or employment verification is done. You can get your cash in as little as 7 days. It’s a quick and easy process! Just one simple phone call or application and you’ll receive the terms for your loan quickly.

Borrower keeps all market appreciation opportunity and receives the benefit of any dividend or interest that the securities generate.

Increase your borrowing power without liquidating investments by pledging eligible securities in your portfolio to secure business financing to buy a business, home, refinance, or for any other purpose. Using securities as collateral makes sense, especially if you need to borrow more than a lender is willing to provide or if you want to avoid selling off personal assets.

"FREE" CUSTOM QUOTE  -  NO OBLIGATION   (PDF Form)

This is a Non-Recourse Loan – A business financing Stock Loan with NO personal liability. A non-recourse loan is secured by some form of collateral, your securities. If there is a default, the borrower keeps the loan proceeds and the lender only claims the collateral. The borrower’s liability is limited to the collateral pledged for the loan. The lender has no right to proceed against the borrower for any deficiency whatsoever.

BUSINESS FINANCINGAs a Non-recourse loan, there is never any effect on your credit record either in default. No hoops to jump through, no heavy paperwork, no fine print. Just your stocks acting as collateral for your loan.

Broad Eligibility. We accept all forms of free-trading (and some restricted) stock and stock options, on both U.S. and Foreign Stock exchanges. UK, Canada, European, etc..

This type of business financing differs from other methods as it reduces the risks with traditional lending. As well as personal liability associated with debt. In fact, the borrower has the right to walk away from the business financing stock loan. Can you really call this debt? 

You can extract value from your shares today without selling. You keep the future capital appreciation, minimize taxes, and (where applicable) avoid margin calls if the stock goes down during the term of the loan. stock loans

Through our global network of financial institutions, we access below market, fixed-rate interest loans which facilitates our clients' ability to access capital in a tax-free and private transaction without having to sell stock into the market.

A business financing stock loan is the lending of funds collateralized by shares of a publicly traded stock that you OWN, domestic or foreign. It gives the borrower access to the liquidity of the assets, without actually selling the stock. The term of the loan is typically three to ten years and the shares are returned upon repayment of the loan.
 

50 STATES  -  NATIONWIDE & INTERNATIONALLY

   NOT Expensive:  Below market, "interest only" payments  (From 3 % FIXED Interest Rate)

   Eligible securities:  Stocks, bonds, mutual funds, etc.....

   USA & Foreign Stock Exchanges   (International)

   Flexible Terms:   Loan terms of 3, 5, 7, or 10 years  (Up to 80% LTV)

   Non-Recourse:   NO Personal Liability

   Use of Cash:   NO restrictions on loan proceeds or use

   Simple:   NO Credit Report  *  NO Income Verification  *  NO Employment Verification

   Quick:   Loan closings typically within a week

   Loan Amounts:   From $50,000 to $30 million

   Benefits:   Borrower can benefit from asset appreciation, dividends, etc.

SMALL BUSINESS LOANS   NOT reported to credit the bureaus

   Flexibility:  At the end of the term, loan can be paid off, refinanced or renewed

 

PAYMENT EXAMPLE

LOAN AMOUNT

MONTHLY PAYMENT

$ 100,000

            $    250 -    417

$ 200,000

            $    500 -    833

$ 300,000

$    750 - 1,250

$ 400,000

$ 1,000 - 1,668

$ 500,000

$ 1,250 - 2,083

$ 600,000

$ 1,500 - 2,500

$ 700,000

$ 1,750 - 2,917

"FREE" CUSTOM QUOTE  -  NO OBLIGATION  (PDF Form)

STOCK LOAN       STOCK LOAN FAQ        STOCK LOAN PROCESS

The above illustration is a sample example only, based on 3% to 5% "Interest Only" payments. The most attractive interest rates and terms and conditions are available to those stocks with good strong and steady volume and price, and low volatility. Prices over $5/share typically get best prices as long as volatility is low and volume is strong and steady. Exxon, Proctor and Gamble, and Cisco are considered blue chip stocks and ideal cases. Strong and steady volume is highly prized as it allows some predictability baselines. Good stocks, like good investments, always get the best terms. A precise FREE analysis will be provided when you apply. Stability, trading volume and price are factors in determining the interest rate, term and LTV. The leading indicators when determining the eligibility of a stock as collateral are going to be exchange, volatility, share price, liquidity, trends, filings, short term trading volume and long term trading volume. When providing a FREE quote, we will explain how these factors relate to "your" securities presented as collateral. No obligation.

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