Construction Loans Florida :: Florida Home Construction Loan :: Construction Loan Florida

Florida Mortgage Corporation offers a variety of construction programs. Choose a program that fits your requirements. If you have a special need, we probably can help.

Construction Specialists

Construction-To-Permanent Loans:

One loan, one closing, and one set of fees! Getting approved for a construction loan often requires applying for two loans--one for construction financing and one for permanent financing. But we offer a Construction-to-Permanent loan that combines both types of financing--taking you from groundbreaking to completion in one easy process.

Stated Income/Stated Assets - No Verification

Up To 90% Financing

ASK ABOUT OUR FIXED RATE CONVERSION OPTION

Up to 100%+ financing (appraised value)

Conventional ▪ FHA ▪ VA ▪ Non-Conforming
Fixed and adjustable interest rates (wide selection)

Loan amounts from $50,000 to over $3,000,000

Primary Home ▪ Second Home ▪ Investment

    One closing only - save on closing costs.
    Fixed rate conversion option available

    Float down option available

Equity in lot in lieu of cash down payment.

Lock interest rate at time of application - life of the loan.

Flexible underwriting guidelines for special situations.

    Build your own home and save money   (Owner-Builder)
    Appraised value option ▪    (Instead of Acquisition Cost)

    Bad Credit Mortgage program available

No income verification (stated) program available.

Rehab loans for existing and new homes.

Residential lot financing ▪ Up to 90% financing

Principal reduction - reduce loan amount at end of construction.

    Construction ▪ Manufactured homes
    Hard money loan

   Foreign National    (Full Doc)

Purchase home and add swimming pool later.

Stilt homes ▪ Log homes ▪ Manufactured homes ▪ Modular homes

MORTGAGE APPLICATION

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