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NON-RECOURSE LOAN |
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AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONAL STOCK LOAN ▪ STOCK LOAN FAQ ▪ STOCK LOAN PROCESS
If you OWN
any securities such as stocks, bonds, mutual funds that are publicly
traded, you may be eligible for a non-recourse Stock Loan. USA or Foreign Stock
Exchanges.
NO Credit Report * NO Income Verification * NO Employment Verification AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONAL In a volatile market like we are all experiencing today, a non-recourse stock loan allows you, the borrower, the flexibility of letting your stock/mutual fund portfolio work for you. The borrower gets to benefit in the event of a market downturn, yet still retain upside potential should the price per share increase during the term of the loan. If the price of the stock significantly decreases, you can walk away from the loan, and if the stock increases, you can pay off the loan and keep the upside. A credit report is NOT required, and NO income or employment verification is done. You can get your cash in as little as 7 days. It’s a quick and easy process! Just one simple phone call or application and you’ll receive the terms for your loan quickly. Borrower retains all market appreciation opportunity and receives the benefit of any dividend or interest that the securities generate. Increase your borrowing power without liquidating investments by pledging eligible securities in your portfolio to secure financing to buy a home, business, refinance, or for any other purpose. Using securities as collateral makes sense, especially if you need to borrow more than a lender is willing to provide or if you want to avoid selling off personal assets. ASK FOR A "FREE" CUSTOM QUOTE - NO OBLIGATION (PDF Form)
As a Non-recourse loan, there is never any effect on your credit record either in default. No hoops to jump through, no heavy paperwork, no fine print. Just your stocks acting as collateral for your loan.
Broad Eligibility: We accept
all forms of free-trading (and some restricted) stock and stock
options, on both U.S. and Foreign Stock exchanges. UK, Canada, European,
etc.. The word "loan" is typically synonymous with debt. This type of financing differs from other methods as it alleviates the risks associated with traditional lending. As well as personal liability associated with debt. In fact, the borrower has the right to walk away from the non-recourse loan, can you really call this debt? You can extract value from your shares today without selling. You keep the future capital appreciation, minimize taxes, and (where applicable) avoid margin calls if the stock goes down during the term of the loan.
A non-recourse stock loan is the lending of
funds collateralized by shares of a publicly traded stock that you OWN, domestic or
foreign. It gives the borrower access to the liquidity of the assets
without actually selling the stock. The term of the loan is typically
three
to ten years and the shares are returned upon repayment of the loan. AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONALLY
ASK FOR A "FREE" CUSTOM QUOTE - NO OBLIGATION (PDF Form) STOCK LOAN ▪ STOCK LOAN FAQ ▪ STOCK LOAN PROCESS The above illustration is a estimated example only, based on from 3% "Interest Only" payments. The most attractive interest rates and terms and conditions are available to those stocks with good strong and steady volume and price, and low volatility. Prices over $5/share typically get best prices as long as volatility is low and volume is strong and steady. Exxon, Proctor and Gamble, and Cisco are considered blue chip stocks and ideal cases. Strong and steady volume is highly prized as it allows some predictability baselines. Good stocks, like good investments, always get the best terms. A precise FREE analysis will be provided when you apply. Stability, trading volume and price are factors in determining the interest rate, term and LTV. The leading indicators when determining the eligibility of a stock as collateral are going to be exchange, volatility, share price, liquidity, trends, filings, short term trading volume and long term trading volume. When providing a FREE quote, we will explain how these factors relate to "your" securities presented as collateral. No obligation.
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Through our global network of
financial institutions, we access below market, fixed-rate interest loans
which facilitates our clients' ability to access cash in a tax-free and
private transaction without having to sell stock into the market.
Inexpensive: Below market, "interest only"
payments (From 3 % FIXED Interest Rate)