SECURED PERSONAL LOANS
50 STATES - NATIONWIDE & INTERNATIONAL
Florida Mortgage Corporation offers secured personal loans or a stock loan that allows you to borrow up to 80% of your Stock portfolio value, at very low FIXED interest rates from 3%. Buying a home, buying a business, working capital, business expansion, real estate, home, refinance, etc. The secured personal loans are non-recourse, and you can Use the Cash for any Purpose. Today’s tightening loan markets, Securities Based Lending offers a funding option that makes sense. FREE Custom Quote - NO Obligation.
NO Credit Report * NO Income Verification * NO Employment Verification
If you OWN any Securities such as stocks, bonds, mutual funds that are "publicly traded", you may be eligible for a Stock Loan. USA or Foreign Stock Exchanges.
AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONAL
In a volatile market like we are experiencing today; secured personal loans or stock loans offers you, the borrower, the flexibility of allowing your stock/mutual fund portfolio work for you. You get the benefit in the event of a market downturn, yet still keep upside potential should the price per share increase during the term of the secured personal loans or stock loan. If the price of the stock significantly decreases, you can walk away from the loan anytime, and if your stock increases, you can pay off the loan and keep the upside. It's a win-win situation.
NO credit report is required, and NO income or employment verification is done. You can get your cash fast in 8 days. It’s a QUICK and easy process! Just a simple phone call or Application and you’ll receive the terms for your secured business loans.
You keep all market appreciation opportunity and receive the benefit of any dividend or interest that the securities generate.
Increase your borrowing power without selling investments, by pledging eligible securities in your portfolio to get secured personal loans. Using your securities as collateral makes sense, especially if you need to borrow more than a lender is willing to provide or if you want to avoid selling off personal assets.
NO OBLIGATION QUOTE (PDF Form)
This is a Non-Recourse Loan – Secured personal loans or Stock Loan with NO personal liability, NONE. A non-recourse loan is secured by some form of collateral, your securities. If there is a default, the borrower keeps the loan proceeds and the lender only claims the collateral. The borrower’s liability is limited to the collateral pledged for the secured personal loans. The lender has no right to proceed against the borrower for any deficiency whatsoever.
With a Non-recourse loan, there is never any effect on your credit record when in default. No hoops to jump through, no heavy paperwork, no fine print. Just your stocks acting as collateral for your secured personal loans.
Broad Eligibility. We accept all forms of free-trading (and some restricted) stock and stock options, on both U.S. and Foreign Stock exchanges. UK, Canada, European, etc..
These type of secured personal loans differ from other methods as it reduces the risks with traditional loans. As well as personal liability associated with debt. In fact, the borrower has the right to walk away from the collateral loan. Can you really call this debt?
You can extract value from your shares today, without selling. You keep the future capital appreciation, minimize taxes, and (where applicable) avoid margin calls if the stock goes down during the term of the loan.
Through our global network of financial institutions, we access below market, fixed-rate interest loans which facilitates our clients' ability to access capital in a tax-free and private transaction without having to sell stock into the market.
Secured personal loans or
a stock loan is the lending of
funds collateralized by shares of a publicly traded stock that you OWN,
domestic or foreign. It gives the borrower access to the liquidity of the
assets, without actually selling the stock.
50 STATES - NATIONWIDE & INTERNATIONAL
"FREE" QUOTE - NO OBLIGATION (PDF Form)
The above illustration is a estimated example only, based on From 3% "Interest Only" payments. The most attractive interest rates and terms and conditions are available to those stocks with good strong and steady volume and price, and low volatility. Prices over $5/share typically get best prices as long as volatility is low and volume is strong and steady. Exxon, Proctor and Gamble, and Cisco are considered blue chip stocks and ideal cases. Strong and steady volume is highly prized as it allows some predictability baselines. Good stocks, like good investments, always get the best terms. A precise FREE analysis will be provided when you apply. Stability, trading volume and price are factors in determining the interest rate, term and LTV. The leading indicators when determining the eligibility of a stock as collateral are going to be exchange, volatility, share price, liquidity, trends, filings, short term trading volume and long term trading volume. When providing a FREE quote, we will explain how these factors relate to "your" securities presented as collateral. No obligation.