![]() |
|
![]() |
|||||||||||||||
|
SECURITIES LENDING |
||||||||||||||||
AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONALLY STOCK LOAN ▪ STOCK LOAN FAQ ▪ STOCK LOAN PROCESS
AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONALLY
If you OWN
any securities such as stocks, bonds, mutual funds, etc. that are publicly
traded, you are eligible securities based lending. USA or Foreign Stock
Exchanges. In a volatile market like we are all experiencing today, Securities based Lending allows you, the borrower, the flexibility of letting your stock/mutual fund portfolio work for you. The borrower gets to benefit in the event of a market downturn, yet still enjoy upside potential should the price per share "increase" during the term of the loan. If the price of the stock significantly decreases, you can walk away from the loan, and if the stock increases, you can pay off the loan and keep the upside. A credit report is NOT required, and NO income or employment verification is required. You can get your cash in as little as 7 days. It’s a quick and easy process! Just one simple phone call or application and you’ll receive the terms for your loan quickly. Borrower keeps all market appreciation opportunity and receives the benefit of any dividend or interest that the securities generate. It's a win-win situation. Increase your borrowing power without liquidating or selling investments by pledging eligible securities in your portfolio to secure financing to buy a home, refinance, or for any other purpose. Using securities as collateral makes sense, especially if you need to borrow more than a lender is willing to provide or if you want to avoid selling off personal assets. ASK FOR A "FREE" CUSTOM QUOTE - NO OBLIGATION (PDF Form) This is a Non-Recourse Loan – A Stock Loan with NO personal liability. NONE. A non-recourse loan is secured by some form of collateral, your securities. If there is a default, the borrower keeps the loan proceeds and the lender only claims the collateral. The borrower’s liability is limited to the collateral pledged for the loan. The lender has no right to proceed against the borrower for any deficiency whatsoever.
Broad Eligibility. We accept all forms of free-trading (and some restricted) stock and stock options, on both U.S. and Foreign Stock exchanges. UK, Canada, European, etc.. The word "loan" is typically synonymous with debt. This type of financing differs from other methods as it reduces the risks associated with traditional lending. As well as personal liability associated with debt. In fact, you have the right to walk away from the loan, can you really call this debt? You can extract value from your shares today without selling. You keep the future capital appreciation, minimize taxes, and (where applicable) avoid margin calls if the stock goes down during the term of the loan.
A stock loan is the lending of
funds collateralized by shares of a publicly traded stock that you OWN, domestic or
foreign. It gives the borrower access to the liquidity of the assets
without actually selling the stock. The term of the loan is typically
three
to ten years and the shares are returned upon repayment of the loan. AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONALLY
REQUEST A "FREE" CUSTOM QUOTE - NO OBLIGATION (PDF Form) STOCK LOAN ▪ STOCK LOAN FAQ ▪ STOCK LOAN PROCESS The above illustration is a estimated example only, based on From 3% "Interest Only" payments. The most attractive interest rates and terms and conditions are available to those stocks with good strong and steady volume and price, and low volatility. Prices over $5/share typically get best prices as long as volatility is low and volume is strong and steady. Exxon, Proctor and Gamble, and Cisco are considered blue chip stocks and ideal cases. Strong and steady volume is highly prized as it allows some predictability baselines. Good stocks, like good investments, always get the best terms. A precise FREE analysis will be provided when you apply. Stability, trading volume and price are factors in determining the interest rate, term and LTV. The leading indicators when determining the eligibility of a stock as collateral are going to be exchange, volatility, share price, liquidity, trends, filings, short term trading volume and long term trading volume. When providing a FREE quote, we will explain how these factors relate to "your" securities presented as collateral. No obligation.
© MCMXCVIII Florida Mortgage Corporation, All Rights Reserved - SiteMap - Site Map1 - SiteMap2 |
||||||||||||||||