Stock Lending :: Non-Recourse Stock Loan : Stock Margin Loans

STOCK LENDING

AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONAL

Stock Lending Securities Based Loans: Our Process

STOCK LOAN ▪ STOCK LOAN FAQ ▪ STOCK LOAN PROCESS

STOCK LENDING 1. Contact Florida Mortgage Corporation with complete details about the proposed collateral and the loan amount requested. Complete this very simple form (5 Minutes) and return to us. FREE custom quote - NO Obligation.

2. We will determine the viability of the loan, then calculate a loan-to-value ratio (LTV) and the interest rate, based on an assessment of both short and long term risks, and propose loan terms. Within 24-48 hours.

3. You agree to the terms, sign all contracts and arrange for your stock assets to be transferred to the lender.

STOCK LOAN APPLICATION

4. Stocks are received and a strike price is determined based on a three-day average trading value. A closing summary outlining loan terms and proceeds is sent.

5. The loan is funded quickly, usually within 5-7 days. You make quarterly interest payments. Some or all of your stock will be sold during the pendency of the loan.

6. At the end of the term, you return 100% of the loan amount. Once your loan is satisfied, the lender repatriates 100% of the stock to you.

AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONALLY

ASK FOR A "FREE" CUSTOM QUOTE - NO OBLIGATION (PDF Form)

   Inexpensive:  Below market, "interest only" payments (From 3% FIXED Interest Rate)

   USA Stock Exchanges and Foreign Stock Exchanges   (International)

Flexible Lending Terms:   Loan terms of 3, 5, 7 years (Up to 80% of Stock Value)

   Non-Recourse:   Never at risk for more than the pledged assets

   Use of Funds:   Virtually no restrictions on loan proceeds or use

   Simple:   NO Credit Report * NO Income Verification * NO Employment Verification

   Quick:   Loan closings typically within a week

   Loan Amounts:   From $100,000 to $100 million

   Upside:   Borrower can benefit from asset appreciation, dividends, etc.

   NOT reported to credit bureaus

   Flexibility: At the end of the term, loan can be paid off, refinanced or renewed
PAYMENT EXAMPLE
LOAN AMOUNT

MONTHLY PAYMENT

$ 100,000

$    250

$ 200,000

$    500

$ 300,000

$    750

$ 400,000

$ 1,000

$ 500,000

$ 1,250

$ 600,000

$ 1,500

$ 700,000

$ 1,750

ASK FOR A "FREE" CUSTOM QUOTE - NO OBLIGATION (PDF Form)

STOCK LOAN ▪ STOCK LOAN FAQ ▪ STOCK LOAN PROCESS

The above illustration is a estimated example only, based on From 3% "Interest Only" payments. The most attractive interest rates and terms and conditions are available to those stocks with good strong and steady volume and price, and low volatility. Prices over $5/share typically get best prices as long as volatility is low and volume is strong and steady. Exxon, Proctor and Gamble, and Cisco are considered blue chip stocks and ideal cases. Strong and steady volume is highly prized as it allows some predictability baselines. Good stocks, like good investments, always get the best terms. A precise FREE analysis will be provided when you apply. Stability, trading volume and price are factors in determining the interest rate, term and LTV. The leading indicators when determining the eligibility of a stock as collateral are going to be exchange, volatility, share price, liquidity, trends, filings, short term trading volume and long term trading volume. When providing a FREE quote, we will explain how these factors relate to "your" securities presented as collateral. No obligation.